Buying a home
At some point in our lives, most of us desire to have a place of our own where we don't have to deal with landlords, rent hikes etc. It provides a sense of security for the whole family as well as control over one's surroundings. While the journey towards homeownership can be both exciting and challenging, the end result is often rewarding as it allows individuals to build equity over time. It is important to approach the process with a well-informed and measured perspective to ensure a successful and sustainable outcome.
This is where we come in.
If you're interested in learning more about your qualifications for a loan or if you're looking for the best loan product available, we'd be delighted to speak with you about your options. Additionally, if you're just seeking some friendly guidance regarding the process or your qualifications, we are here to help as well. Feel free to reach out to us anytime.
Frequently Asked Questions
CAN I SECURE A MORTGAGE WITH LOWER PAYMENTS THAN I HAVE NOW?
Exploring loan options is a wise move at any time. To determine if you can pay less, factors such as your current interest rate, loan type (fixed, variable, interest-only, line of credit), and desired features will be considered. We're here to provide quick explanations of your available options.
IS IT POSSIBLE TO CONSOLIDATE CREDIT CARD OR OTHER DEBTS INTO A HOME LOAN?
Many choose to refinance for this reason, benefiting from the lower mortgage interest rates compared to other debts. If your property has sufficient equity, consolidating various debts into a home loan is an option. However, it's crucial to maintain current debt repayments to avoid paying more over an extended period. Connect with us today to discuss your specific needs.
HOW MUCH CAN I BORROW?
Each individual has unique financial circumstances and borrowing requirements. Utilize our innovative loan options tool to estimate your borrowing capacity (subject to meeting legal and lender criteria). When you're ready, we're here to assist with calculations tailored to your situation.
HOW DO I SELECT A LOAN THAT SUITS ME?
We help our clients understand the different loan types available and assist them in selecting the best mortgage for their needs. Our expert mortgage brokers work directly with clients to identify their financial situation and future goals, enabling us to provide the personalized advice and guidance they need to make informed decisions.
WHAT FEES/COSTS ARE INVOLVED IN SWITCHING MORTGAGES?
Depending on your loan, early repayment penalties may apply. However, these costs could be outweighed by savings from switching home loans. We'll guide you through any applicable fees based on your specific circumstances.