Setting up an Investment Property
Investing in property can be a great way to increase your wealth, but with so many markets and options to choose from, it can be overwhelming. The Australian property market, generally speaking, offers a promising opportunity for investors looking for a solid return on investment. However, it's important to keep in mind that the Australian property market is comprised of smaller markets, some of which are thriving while others are not so much. We can help you locate and finance the right investment to suit your needs, whether you're looking for passive income, reducing your tax, or securing future financial freedom for retirement.
Book a free consultation with us, by booking a free consultation and lets start your journey towards financial freedom today.
Frequently Asked Questions
CAN I SECURE A MORTGAGE WITH LOWER PAYMENTS THAN I HAVE NOW?
Exploring loan options is a wise move at any time. To determine if you can pay less, factors such as your current interest rate, loan type (fixed, variable, interest-only, line of credit), and desired features will be considered. We're here to provide quick explanations of your available options.
IS IT POSSIBLE TO CONSOLIDATE CREDIT CARD OR OTHER DEBTS INTO A HOME LOAN?
Many choose to refinance for this reason, benefiting from the lower mortgage interest rates compared to other debts. If your property has sufficient equity, consolidating various debts into a home loan is an option. However, it's crucial to maintain current debt repayments to avoid paying more over an extended period. Connect with us today to discuss your specific needs.
HOW MUCH CAN I BORROW?
Each individual has unique financial circumstances and borrowing requirements. Utilize our innovative loan options tool to estimate your borrowing capacity (subject to meeting legal and lender criteria). When you're ready, we're here to assist with calculations tailored to your situation.
HOW DO I SELECT A LOAN THAT SUITS ME?
We help our clients understand the different loan types available and assist them in selecting the best mortgage for their needs. Our expert mortgage brokers work directly with clients to identify their financial situation and future goals, enabling us to provide the personalized advice and guidance they need to make informed decisions.
WHAT FEES/COSTS ARE INVOLVED IN SWITCHING MORTGAGES?
Depending on your loan, early repayment penalties may apply. However, these costs could be outweighed by savings from switching home loans. We'll guide you through any applicable fees based on your specific circumstances.