Everyone’s waiting.Waiting for the next RBA meeting. Waiting for rates to drop. Waiting for a “better time.” And yet, every month that passes, the same story repeats itself, prices keep nudging up, competition creeps back, and the so-called “window of opportunity” quietly shuts a little more.

The truth about mortgages Every ad shouts the same thing: “low rates.”Every billboard flashes: “fast approvals.”And every big bank tries...

Embarking on the journey of saving for a deposit is a serious endeavor, akin to navigating towards a distant financial goal. Imagine yoursel