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Refinancing 101: When It’s Worth It and When It’s Not
Refinancing your mortgage can be a smart financial move—but it’s not always the right one. Whether you're looking to lower your monthly payment, shorten your loan term, or tap into your home’s equity, understanding the when and why of refinancing is crucial. Let’s break down when it’s worth refinancing—and when it might cost you more in the long run.

Andrew Nott
5 days ago2 min read
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"No" from your bank doesn't mean it can't be done...
We recently had a family come to us in need of help. Both parents working multiple jobs, several young children, mounting personal debt and

Andrew Nott
Apr 82 min read
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Cash Flow verses Capital Growth, the 64 million dollar question...over a burnt snag
We all know that Australians' favourite topic over a weekend BBQ is the property market. And further to that, each of us has their own...

Andrew Nott
Apr 23 min read
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The Unforeseen Ramifications of a Real Estate Agent's Lack of Full Disclosure in Sales Contracts
The Unforeseen Ramifications of a Real Estate Agent's Lack of Full Disclosure in Sales Contracts

Andrew Nott
Mar 313 min read
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Confidence is contagious when it comes to the Property Market.
Confidence is a key driver in the property market because it influences people's willingness to buy, sell, and invest in real estate.

Andrew Nott
Mar 124 min read
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How to Have Fun and Get Creative While Saving for a Deposit!
Embarking on the journey of saving for a deposit is a serious endeavor, akin to navigating towards a distant financial goal. Imagine yoursel

Andrew Nott
Aug 22, 20242 min read
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Are You Making These Top 10 Mortgage Mistakes?
Mortgages can be daunting, especially for first-time homebuyers. Purchasing a home is a significant financial decision, and avoiding common

Andrew Nott
Aug 8, 20242 min read
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How to Make Lenders Love You (and Your Credit Score)
The top 9 ways to improve your Credit Score before submitting a Mortgage Application

Andrew Nott
Aug 7, 20241 min read
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Top 10 Tips for First-Time Home Buyers
Congratulations on embarking on the exciting journey of becoming a homeowner! Deciding to purchase your first home is a significant mileston
Bianca Nott
Aug 1, 20242 min read
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It's Not About the Money, It's About What You Do With Your Money That Counts.
Its what you do with your money that counts

Andrew Nott
Jul 26, 20243 min read
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Unveiling the mystery: How Interest Rates Shape the Australian Housing Market
In the realm of finance and mortgages, a subtle yet powerful force drives the intricate dance of the Australian housing market: interest...

Andrew Nott
Jul 25, 20243 min read
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Demystifying the Reserve Bank: How Does It Really Work?
Perhaps you have a mortgage or perhaps you dont. Perhaps you simply glaze over when Alan Kohler comes on the news at night and talks about f

Andrew Nott
Jul 18, 20242 min read
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Why do I need a mortgage broker?
You might be asking yourself, why do I need a mortgage broker? Here are the basics of what a mortgage broker is and how we can help you....
Bianca Nott
Feb 3, 20242 min read
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