Let me ask you something straight:When was the last time you seriously questioned your mortgage? Not just glanced at the interest rate and shrugged. Not just assumed the bank must be looking after you. I mean really questioned it. For most Australians, the answer is: never.

The truth about mortgages Every ad shouts the same thing: “low rates.”Every billboard flashes: “fast approvals.”And every big bank tries...

Real Freedom We have been told for generations that the great Australian dream is owning a home. Buy the house, pay off the loan, and you...

Everyone loves a good myth. Property markets are too hot. Mortgages are too complicated. Now isn’t the right time. You’ve heard them all...

Andy Dufresne, wrongly imprisoned, spends years digging a tunnel with nothing but a rock hammer. One stormy night, he crawls through 500 yards of filth and sewage to break free. He emerges in the rain, arms outstretched, finally liberated. That scene is unforgettable for one reason: it’s not just about escape. It’s about refusing to stay trapped in a system designed to crush you. And whether you realise it or not, most people’s finances look a lot like Shawshank.

Let’s get real. Finance has a problem. A big one. It’s not the economy. It’s not interest rates. It’s not even property cycles. The real problem? Finance is broken from the inside out.

Consumer Sentiment Index July 2025 The latest snapshot of Australian consumer mood is in — think of it as a barometer for national...

When you're ready to refinance your mortgage, the last thing you want is to be held up by unnecessary delays from your current bank. Unfortunately, it's a common experience for many borrowers.

Indecision Having been in the property and finance industry for over 20 years, one thing continues to astonish me: people who act without...

Are you looking for a simple way to save on your expenses without spending hours researching? Here’s your chance: unlock a free rate...

Keeping it Simple. The relationship to Interest Rates, Property Prices and your ability to buy a property.

Refinancing your mortgage can be a smart financial move—but it’s not always the right one. Whether you're looking to lower your monthly payment, shorten your loan term, or tap into your home’s equity, understanding the when and why of refinancing is crucial. Let’s break down when it’s worth refinancing—and when it might cost you more in the long run.

We recently had a family come to us in need of help. Both parents working multiple jobs, several young children, mounting personal debt and

Embarking on the journey of saving for a deposit is a serious endeavor, akin to navigating towards a distant financial goal. Imagine yoursel

Mortgages can be daunting, especially for first-time homebuyers. Purchasing a home is a significant financial decision, and avoiding common

The top 9 ways to improve your Credit Score before submitting a Mortgage Application

Congratulations on embarking on the exciting journey of becoming a homeowner! Deciding to purchase your first home is a significant mileston