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Don’t Be a Violet—Be a Charlie: Stop Chasing Shiny Interest Rates and Start Building Freedom
What % of chocolate bars did Charlie Bucket open Let’s cut straight through the noise.Everywhere you turn, there’s another billboard...

Andrew Nott
Sep 122 min read
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You Don’t Actually Want a House. You Want Freedom.
Real Freedom We have been told for generations that the great Australian dream is owning a home. Buy the house, pay off the loan, and you...

Andrew Nott
Sep 12 min read
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Escaping the Broken Finance System: What Shawshank Redemption Teaches Us
Andy Dufresne, wrongly imprisoned, spends years digging a tunnel with nothing but a rock hammer. One stormy night, he crawls through 500 yards of filth and sewage to break free. He emerges in the rain, arms outstretched, finally liberated.
That scene is unforgettable for one reason: it’s not just about escape. It’s about refusing to stay trapped in a system designed to crush you.
And whether you realise it or not, most people’s finances look a lot like Shawshank.

Andrew Nott
Aug 202 min read
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Hope in View, But Rates Didn’t Move
Consumer Sentiment Index July 2025 The latest snapshot of Australian consumer mood is in — think of it as a barometer for national...

Andrew Nott
Jul 212 min read
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The Power of Going First, Why Speed Beats Consensus.
Indecision Having been in the property and finance industry for over 20 years, one thing continues to astonish me: people who act without...

Andrew Nott
Jun 251 min read
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Unlock Your Free Rate Review with Sam: Quick Chats Over Zoom That Save You Time
Are you looking for a simple way to save on your expenses without spending hours researching? Here’s your chance: unlock a free rate...

Andrew Nott
Jun 233 min read
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First-Time Buyers: Rentvesting—Your Ticket to the Property Market Without the Mortgage Meltdown
First-Time Buyers: Rentvesting—Your Ticket to the Property Market Without the Mortgage Meltdown

Andrew Nott
Jun 62 min read
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"No" from your bank doesn't mean it can't be done...
We recently had a family come to us in need of help. Both parents working multiple jobs, several young children, mounting personal debt and

Andrew Nott
Apr 82 min read
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How to Have Fun and Get Creative While Saving for a Deposit!
Embarking on the journey of saving for a deposit is a serious endeavor, akin to navigating towards a distant financial goal. Imagine yoursel

Andrew Nott
Aug 22, 20242 min read
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Are You Making These Top 10 Mortgage Mistakes?
Mortgages can be daunting, especially for first-time homebuyers. Purchasing a home is a significant financial decision, and avoiding common

Andrew Nott
Aug 8, 20242 min read
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How to Make Lenders Love You (and Your Credit Score)
The top 9 ways to improve your Credit Score before submitting a Mortgage Application

Andrew Nott
Aug 7, 20241 min read
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Top 10 Tips for First-Time Home Buyers
Congratulations on embarking on the exciting journey of becoming a homeowner! Deciding to purchase your first home is a significant mileston
Bianca Nott
Aug 1, 20242 min read
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Unwrapping the Secret to a Better Mortgage Interest Rate: Top 5 Tips for Refinancing
We need a better interest rate...

Andrew Nott
Jul 30, 20242 min read
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It's Not About the Money, It's About What You Do With Your Money That Counts.
Its what you do with your money that counts

Andrew Nott
Jul 26, 20243 min read
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Demystifying the Reserve Bank: How Does It Really Work?
Perhaps you have a mortgage or perhaps you dont. Perhaps you simply glaze over when Alan Kohler comes on the news at night and talks about f

Andrew Nott
Jul 18, 20242 min read
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Why do I need a mortgage broker?
You might be asking yourself, why do I need a mortgage broker? Here are the basics of what a mortgage broker is and how we can help you....
Bianca Nott
Feb 3, 20242 min read
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