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You Don’t Actually Want a House. You Want Freedom.
Real Freedom We have been told for generations that the great Australian dream is owning a home. Buy the house, pay off the loan, and you...

Andrew Nott
Sep 1, 20252 min read


The Mortgage Myth No One Talks About (And Why We Won’t Play That Game)
Everyone loves a good myth. Property markets are too hot. Mortgages are too complicated. Now isn’t the right time. You’ve heard them all...

Andrew Nott
Aug 29, 20252 min read


Escaping the Broken Finance System: What Shawshank Redemption Teaches Us
Andy Dufresne, wrongly imprisoned, spends years digging a tunnel with nothing but a rock hammer. One stormy night, he crawls through 500 yards of filth and sewage to break free. He emerges in the rain, arms outstretched, finally liberated.
That scene is unforgettable for one reason: it’s not just about escape. It’s about refusing to stay trapped in a system designed to crush you.
And whether you realise it or not, most people’s finances look a lot like Shawshank.

Andrew Nott
Aug 20, 20252 min read


Like Rod Tidwell We Know All You Want Is...
Let’s get real.
Finance has a problem. A big one.
It’s not the economy. It’s not interest rates. It’s not even property cycles.
The real problem? Finance is broken from the inside out.

Andrew Nott
Aug 18, 20252 min read


Plan and Prosper: SMSF Real‑Estate Investment Roadmap
Over the past two decades, Self-Managed Super Funds (SMSFs) have become an increasingly powerful vehicle for property investment in Australia. What’s driving this shift? Four major factors: tangible assets, control, reliable returns, and significant tax perks.

Andrew Nott
Jul 24, 20253 min read


Hope in View, But Rates Didn’t Move
Consumer Sentiment Index July 2025 The latest snapshot of Australian consumer mood is in — think of it as a barometer for national...

Andrew Nott
Jul 21, 20252 min read


Refinancing Roulette: Why Banks Make You Wait And How To Win
When you're ready to refinance your mortgage, the last thing you want is to be held up by unnecessary delays from your current bank. Unfortunately, it's a common experience for many borrowers.

Andrew Nott
Jul 1, 20252 min read


The Power of Going First, Why Speed Beats Consensus.
Indecision Having been in the property and finance industry for over 20 years, one thing continues to astonish me: people who act without...

Andrew Nott
Jun 25, 20251 min read


Unlock Your Free Rate Review with Sam: Quick Chats Over Zoom That Save You Time
Are you looking for a simple way to save on your expenses without spending hours researching? Here’s your chance: unlock a free rate...

Andrew Nott
Jun 23, 20253 min read


Spotting a Property Spruiker from a Mile Away: Your Guide to Staying Safe
Spotting a Property Spruiker from a Mile Away: Your Guide to Staying Safe

Andrew Nott
Jun 18, 20252 min read


First-Time Buyers: Rentvesting—Your Ticket to the Property Market Without the Mortgage Meltdown
First-Time Buyers: Rentvesting—Your Ticket to the Property Market Without the Mortgage Meltdown

Andrew Nott
Jun 6, 20252 min read


💰 "Investing in Property with Your SMSF: It's Like Monopoly, But Real"
Investing in Property with Your SMSF: It's Like Monopoly, But Real :)

Andrew Nott
May 28, 20253 min read


Refinancing 101: When It’s Worth It and When It’s Not
Refinancing your mortgage can be a smart financial move—but it’s not always the right one. Whether you're looking to lower your monthly payment, shorten your loan term, or tap into your home’s equity, understanding the when and why of refinancing is crucial. Let’s break down when it’s worth refinancing—and when it might cost you more in the long run.

Andrew Nott
May 13, 20252 min read


"No" from your bank doesn't mean it can't be done...
We recently had a family come to us in need of help. Both parents working multiple jobs, several young children, mounting personal debt and

Andrew Nott
Apr 8, 20252 min read


The Unforeseen Ramifications of a Real Estate Agent's Lack of Full Disclosure in Sales Contracts
The Unforeseen Ramifications of a Real Estate Agent's Lack of Full Disclosure in Sales Contracts

Andrew Nott
Mar 31, 20253 min read


Is the Recent Rate Drop the Perfect Opportunity to Enter the Property Market?
The property market is at a fascinating juncture, and now is the time to take notice. For the first time in years, interest rates are...

Andrew Nott
Mar 5, 20252 min read


Are You Making These Top 10 Mortgage Mistakes?
Mortgages can be daunting, especially for first-time homebuyers. Purchasing a home is a significant financial decision, and avoiding common

Andrew Nott
Aug 8, 20242 min read


How to Make Lenders Love You (and Your Credit Score)
The top 9 ways to improve your Credit Score before submitting a Mortgage Application

Andrew Nott
Aug 7, 20241 min read


Top 10 Tips for First-Time Home Buyers
Congratulations on embarking on the exciting journey of becoming a homeowner! Deciding to purchase your first home is a significant mileston
Bianca Nott
Aug 1, 20242 min read
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